Secure Your Future with TWIA’s Single Premium Immediate Annuity:
High-net-worth individuals often face the daunting task of ensuring that their substantial assets are preserved and continue to work for them, especially during retirement. Maintaining a stable income stream without exhausting hard-earned capital becomes a significant concern with economic fluctuations, unpredictable market trends, and ever-looming inflation. Traditional investment platforms may offer growth opportunities, but they come with volatility that can be discomforting for those who have reached a stage where preserving capital is as crucial as growing it.
Moreover, the tax implications on withdrawals from substantial wealth pools can be hefty, significantly dwindling the actual sums received. Navigating this labyrinth of ensuring consistent, reliable income streams while mitigating risks and tax liabilities requires a robust solution. Without this, you may grapple with financial uncertainties despite accumulating ample wealth. The possibility of outliving your savings or seeing your quality of life diminish due to factors beyond your control is an unwelcome specter for any retiree.
Enter the TWIA Single Premium Immediate Annuity, a strategic vehicle for affluent clients seeking to transition from asset accumulation to guaranteed, lifelong income. By channeling a part of your wealth into our Single Premium Immediate Annuity, you convert a portion of your assets into a steadfast income stream, immune to market vagaries, for a duration you decide—be it a set number of years or your entire lifetime.
Benefits to Consider
Guaranteed Income, Tailored to You: Choose from an array of payout options, including Life Income, Period Certain, or Joint and Survivor Life Income, ensuring your income aligns with your lifestyle needs and longevity expectations. You’re in control, whether prioritizing the duration of payments or securing income for a surviving spouse.
Tax Efficiency: If your annuity is funded with money from tax-deferred sources like a 401(k) or IRA, you’ll only owe taxes upon withdrawal, potentially spreading tax liabilities over several years. For previously taxed funds, part of every annuity payment comes to you tax-free, optimizing your after-tax income.
Inflation and Market-proof: Forget anxieties over market downturns or inflation eroding your income’s value. With TWIA’s Single Premium Immediate Annuity, your income is unshakeable, providing financial certainty amid uncertainty.
Enhanced Legacy Planning: Select options like Life with Installment Refund or Joint and Survivor variants to ensure your beneficiaries receive the remainder of your premium outlay should you pass on earlier than expected.
Flexible-Premium Commitment: Engage with a premium amount that suits your financial stature, starting from a substantial lump sum, knowing it’s a one-time investment for continual returns.
To illustrate the effectiveness of this solution, consider Diane, a retiree who increased her monthly income by approximately $543 simply by reallocating $150,000 from her fixed-interest investments into a LifeSourcePlus annuity. Such strategic asset conversion promises Diane a stable financial future and secures a continued payout for her beneficiaries.
Your wealth is the result of a lifetime of diligence and intelligent decisions. As you pivot to a life stage where preservation takes precedence, your choices should reflect a blend of wisdom and foresight.
TWIA’s Single Premium Immediate Annuity isn’t just another financial product; it’s an assurance of stability, a defense against uncertainty, and a guarantor of the lifestyle you deserve.
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Pricing: Depends on various factors
Purchasing Process: 1. Order Quote 2. Receive Email 3. Complete Application for Illustration 4. Begin confirmation of illustrated values 5. Submit for processing
Requirements: Application
Estimated Time Frame: 20 to 30 minutes to complete quote form, and enroll.
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