Single Premium Deferred Annuity (SPDA)

Secure Your Wealth, Enjoy Your Journey:

TWIA’s Single Premium Deferred Annuity

High-net-worth individuals often face the dilemma of where to invest their funds while earning substantial interest securely. Traditional investment avenues can expose your hard-earned money to unnecessary risks or low returns, especially in volatile markets. You’ve worked hard for your wealth, and the thought of losing it, or not maximizing its potential can be disconcerting. It would help if you had an investment strategy that safeguards your principal amount and offers appreciable growth while aligning with your sophisticated financial planning needs.

Without a robust financial vehicle, your dream of a stress-free, fulfilling retirement could be jeopardized. Tax burdens, market fluctuations, and low interest rates can eat away at your wealth, diminishing the value of your assets over time. Furthermore, standard investment plans lack the flexibility and security necessary to adapt to your lifestyle and future ambitions, potentially leaving you with fewer resources for travel, hobbies, family time, or health needs as you age.
Introducing the TWIA Insurance Group’s Single Premium Deferred Annuity, a premier investment opportunity for discerning individuals who understand the importance of wealth preservation and growth. Our Passport Annuity is designed explicitly for affluent clients, offering an enticing blend of security, attractive returns, and tax advantages essential for comprehensive estate planning and fulfilling retirement.

Key Features:
Choice and Flexibility: Customize your journey with our Passport Annuity. Select an interest rate guarantee period that suits your financial goals, with options ranging from one to seven years. Enjoy the freedom to adjust your plans with guaranteed and non-guaranteed interest rates coupled with tax-deferred growth.

Guaranteed Returns: Benefit from a first-year-only 2% interest rate enhancement. Rest easy knowing that your investment is secure and appreciates steadily over time, ensuring your wealth works for you.

Money-Back Guarantee: Your peace of mind is our priority. Our contract can be canceled at any time (subject to a surrender charge through the seventh year), guaranteeing that the cash surrender value will be at least 100% of the premium paid, adjusted for any distributions.

Accessibility: Your financial needs are dynamic, and our plan accommodates that. Access up to 10% of the contract value each year without incurring a surrender charge. Systematic withdrawals are also available to ensure liquidity when you need it most.

Tax Advantages: Optimize your wealth with our tax-deferred annuity. Your contract values potentially grow faster due to deferred taxes on interest earnings, leaving more in your pocket when you decide to withdraw.

Estate Planning Benefits: Protect your legacy. In the event of your passing, the designated beneficiary will receive the current contract value without a surrender charge, avoiding probate complications.

Guaranteed Income Options: Tailor your retirement income based on your unique needs. Choose from various guaranteed income options, ensuring a consistent income stream for life or a specified period.

With TWIA’s Single Premium Deferred Annuity, high-net-worth individuals like you can confidently navigate the journey to a prosperous and worry-free retirement. Secure your financial future today, and focus on living the life you’ve always envisioned.

Order your quote today to receive your illustration.

Pricing: Depends on various factors

Purchasing Process: 1. Order Quote 2. Receive Email 3. Complete Application for Illustration 4. Begin confirmation of illustrated values 5. Submit for processing

Requirements: Application

Estimated Time Frame: 20 to 30 minutes to complete quote form, and enroll.

Select “Add to Cart” to Order your quote now!