Professional Athlete Permanent Total Disability Insurance (PTD)

Safeguard Your Athletic Career with Professional Athlete Permanent Total Disability Insurance

As an athlete, your career is your passion, your livelihood, and your source of fulfillment. But what if a career-ending injury or illness threatens to take it all away? TWIA Special Risk understands the unique challenges faced by athletes and has been a trusted provider of Professional Sports insurance for over 40 years. With our underwriting expertise, competitive rates, and unwavering commitment to exceptional service, we are here to protect what matters most to you.

Secure Your Future Income with Permanent Total Disability Coverage
Our Personal coverage for athletes is designed to safeguard your future income in the event of a career-ending disability. Whether you’re a professional athlete, a college player, or a highly-ranked up-and-coming talent, our Permanent Total Disability insurance provides vital protection. In the unfortunate event that you are totally disabled due to bodily injury, sickness, or disease, preventing you from ever participating in your own occupation again, our coverage offers a lump sum benefit. We have an elimination period of 12 months, ensuring you receive the support you need when it matters most.

Tailored Coverage for Basketball and Hockey Players
At TWIA, we have expanded our offerings to cover various professional sports across North America, including the NBA and NHL. With our longstanding relationship with Lloyd’s, we possess the insurance backing and expertise to deliver best-in-class coverage for high-earning athletes. Unparalleled Protection for High-Value Professionals
Our Permanent Total Disability insurance goes beyond the norm to offer extraordinary coverage for high-value professionals. We cater to individuals such as high-level securities executives, IT consultants working in unstable regions, musicians awaiting record deals and professional hockey players with multi-million-dollar contracts. Our High Limit Disability Insurance is designed to fill the gaps left by standard disability benefits, providing comprehensive protection for your unique circumstances.

Coverage That Matters:
Permanent Total Disability: Insure against injury or sickness that permanently prevents you from engaging in your occupation or profession. Benefits are payable as a lump sum or calculated as the present value of the TTD benefit to age 65, ensuring long-term financial security.
Elimination Period: With a 12-month elimination period or following the payout of all Temporary Total Disability (TTD) benefits, we ensure a seamless transition to Permanent Total Disability coverage.

Tailored Options: Our coverage can be purchased with TTD or as a stand-alone benefit, allowing you to customize your insurance to suit your specific needs.
Your Athletic Future Deserves Protection

Whether you’re a rising star in basketball, hockey, or any other professional sport, your future is worth protecting. Don’t let a career-ending injury or illness jeopardize all that you’ve worked for. Trust TWIA Special Risk to provide the comprehensive Permanent Total Disability Insurance that ensures your financial stability and safeguards your athletic dreams.
Order your quote today to learn more about our Professional Athlete Permanent Total Disability Insurance and secure the coverage you need for a resilient future.

Pricing: Depends on The Coverage Amount Requested and answers to application questions. Purchasing Process: 1.Place Order. 2.Receive email. 3.Complete Online Application. Requirements: Fast and Easy Online Application Estimated Time Frame: 5 to 10 minutes to complete the application. Current turn around time for quote: 1 to 3 business days. Select “Add to Cart” to Order your quote now!