Individual Short Term Care Insurance

Individual Short Term Care Insurance

Elevate Your Health Safety Net with TWIA Individual Short-Term Care Insurance Policy – A Blend of Affordability, Flexibility, and Assurance
In today’s fast-paced world, the unforeseen may knock on our doors unannounced, leaving us grappling with the financial and physical challenges that come alongside injuries, illnesses, or unexpected medical conditions. The journey towards recovery, while essential, often becomes a source of stress, courtesy of burgeoning medical bills and unforeseen expenses. Enter the TWIA Individual Short-Term Care Insurance Policy, a sanctuary of financial support during your time of need, ensuring that the road to recovery is as smooth and stress-free as possible.

Life’s unpredictability could at times throw our routine off balance with a sudden injury, illness, or an unanticipated medical condition. The financial ramifications of these situations can be staggering, further escalating the stress and potentially delaying the recovery process. The dire need for a financial cushion during such testing times is glaring, yet the search for an affordable and flexible insurance plan often leads to a dead-end.

Navigating through medical expenses without a safety net is a nightmarish scenario. The cost of prescription drugs, the financial burden of room reservation at a care facility during hospitalization, and the eroding value of insurance benefits due to inflation can evoke a sense of helplessness. The quest for an insurance plan that addresses these issues comprehensively, without burning a hole in your pocket, becomes more of a necessity than a choice.
The TWIA Individual Short-Term Care Insurance Policy emerges as a beacon of hope amidst these challenges. Being a part of the esteemed ManhattanLife Lighthouse Series, the OmniFlex™ Short-Term Care Insurance Plan is tailored to envelop you in a cocoon of financial security when you need it the most.

 Benefits Include:
Prescription Drug Benefit: Receive a benefit of $10 for each generic or $25 for each brand name prescription drug, alleviating the financial strain up to a built-in yearly maximum of $300.
Fast-50 Benefit: Wave goodbye to the waiting period with the Fast-50 Benefit that furnishes a first-day cash benefit equal to 50% of your accumulated daily benefit, ensuring immediate financial support.
Bed Reservation Benefit: Secure your room at the facility where you reside for up to 10 days during hospital admission, with a lifetime maximum of 20 days, assuring continuity in your care journey.
Simple Inflation Option: Watch your policy’s benefits flourish by 5% starting from the 6th policy anniversary, incrementing the same dollar amount each subsequent anniversary until your daily benefit doubles its value.

With simplified underwriting, customization at your fingertips, and a cloak of financial assurance, the TWIA Individual Short-Term Care Insurance Policy is your prudent choice in standing firm against the unforeseen medical challenges life may throw your way. Order your quote today.

Pricing: Pricing will depend on various factors and information provided.

Purchasing Process: 1. Order Quote 2. Receive Email 3. Complete Quote Online 4. Enroll into plan.

Requirements: Easy online application.
Estimated Time Frame: 20 to 30 minutes to complete quote form, and enroll.
Select “Add to Cart” to Order your quote now!