Individual Hospital Indemnity Insurance Plan

Protect Your Peace of Mind with TWIA’s Individual Hospital Indemnity Insurance Plan

Problem: Facing a medical situation is daunting, and the financial strain only adds to the stress. Hospitalizations, surgeries, and treatments can rack up bills quickly, leaving you and your family under a pile of debt. The last thing anyone wants is to scramble for financial resources when health is on the line.
Agitation: Imagine being hit with hefty medical bills after a prolonged hospital stay, or facing a bill for an urgent surgery you or a loved one had to undergo. The costs can be overwhelming—doctor visits, surgical procedures, medications, and emergency room charges—they all add up, swiftly and substantially. Not to mention the ongoing need for treatments in cases of serious illnesses like cancer. This situation is unfortunately a reality for many, especially when insurance plans come with high deductibles or fail to cover many necessary medical services.

The TWIA Insurance Group’s Individual Hospital Indemnity Insurance Plan is designed to alleviate these burdens and provide a safety net for you and your loved ones. Our plan, distinct with its Hospital Confinement and other Fixed Indemnity benefits, is tailored to offer an expansive coverage without the financial ambush.

ENHANCED BENEFITS AND FEATURES:
No Deductibles or Coinsurance: Say goodbye to the additional out-of-pocket costs. Our plan ensures you are covered without any deductibles or coinsurance fees.
Hospital Admission Benefit: Be at ease knowing that hospital admissions won’t drain your savings. Receive robust coverage that alleviates financial stress during such critical times.
Cancer Benefit Included: Battling cancer is hard, paying for treatment shouldn’t be. Our plan covers radiation, chemotherapy, and immunotherapy, providing a substantial daily benefit for up to 40 days per calendar year.
First Dollar Doctor Visits & Dr. Office Visit Rollovers: Your first point of medical contact is covered from the first dollar, and unused benefits roll over, enhancing your coverage further.
Prescription Benefit: Medications can be expensive; this benefit eases the financial burden, covering you on a per-day basis.

ADDITIONAL COVERAGE INCLUDES:
Surgical and Hospitalization Benefits: Providing an array of coverage including Inpatient Hospital Confinement, Hospital Admission Benefits, Emergency Room and Urgent Care coverage.
Surgery Benefit Package: This incorporates the Ambulatory Surgical Benefit, Daily Assistant Surgeon Benefit, and Daily Anesthesiologist Benefit ensuring that your surgical needs are comprehensively covered.
Outpatient Medical Benefits: From preventative services like colonoscopies and Pap/PSA tests to Therapy and Radiology Services (MRI/PET scan/ CT scan/mammogram), your outpatient care is well catered for.
Transportation Coverage: Ground and Air Ambulance services are covered, providing crucial assistance when every moment counts.

Don’t let financial worry add to your medical woes. TWIA’s Individual Hospital Indemnity Insurance Plan is the buffer you need against high medical costs. Be prepared, be covered, and focus on what’s truly important—your health and the well-being of your loved ones. Order your quote today.

Pricing: Pricing will depend on various factors and information provided.

Purchasing Process: 1. Order Quote 2. Receive Email 3. Complete Quote Online 4. Enroll into plan.

Requirements: Easy online application.
Estimated Time Frame: 20 to 30 minutes to complete quote form, and enroll.
Select “Add to Cart” to Order your quote now!
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