Individual Cancer and Dread Disease Insurance

TWIA Insurance Group’s Individual Cancer and Dread Disease Insurance Plan

Life can throw unexpected challenges, especially when it comes to our health. The statistics from the American Cancer Society are stark; men in the United States have about a 1-in-2 lifetime risk of developing cancer, while for women the risk is a little more than 1-in-3. The financial burden accompanying a cancer diagnosis is another grueling battle, even with health insurance. Uncovered medical expenses and other out-of-pocket costs like travel, lodging, and childcare can quickly accumulate, plunging individuals and families into financial disarray. As living expenses continue, the financial strain can multiply especially if a family member needs to cease working to provide care.

The costs associated with cancer treatment were estimated at $206 billion in 2020 by the National Institutes of Health. The copayments, deductibles, and other non-covered expenses can dig deep holes in your pockets. Moreover, the treatment for dread diseases listed under our policy, like Muscular Dystrophy, Multiple Sclerosis, and Amyotrophic Lateral Sclerosis, to name a few, require substantial financial resources. Traditional health insurance plans might not cover all the costs, leaving you to face a mountain of bills during an already stressful time.

The TWIA Insurance Group’s Individual Cancer and Dread Disease Insurance Plan is designed as a robust safety net against the overwhelming financial implications of cancer and dread diseases. Our comprehensive plan pays benefits directly to you, providing a financial buffer to help cover the myriad of costs that aren’t covered by traditional health insurance.

Benefits:
Treatment Costs: Our plan covers the usual, reasonable, and customary charges for crucial treatments like Radiation, Chemotherapy, and FDA approved Immunotherapy, providing a financial backbone in your fight against cancer or specified dread diseases.
Surgical Benefit: Surgeries, whether in or out of the hospital, come with high costs. Our policy cushions these costs, providing a monetary relief during your recovery journey.
First Occurrence Benefit: A rider benefit that provides a financial boost upon a first-time cancer diagnosis, ensuring that you are financially prepared to commence your treatment.
Cancer Screening Tests: Early detection is key. Our plan covers annual cancer screening tests, fostering proactive health management.
Daily Hospital Confinement Benefit: Hospital stays are expensive, but with our daily benefit, a portion of the financial weight is lifted.
Ambulance, Prescribed Drugs and Physician’s Attendance: During hospital confinement, these benefits alleviate the monetary stress of necessary medical services.
Extended Benefits: Beginning from the 71st day of continuous hospital confinement, we are there to provide extra financial support.
Transportation and Lodging Benefits: We cover reasonable charges for non-local treatments which require hospital confinement or don’t, ensuring you can access the best care wherever it may be.
Surgical Benefits Including Bone Marrow Transplants: Tailored to provide financial support for major surgical procedures and transplants.
Additional Benefits: From Home Health Care Services to Experimental Treatment, Physical Therapy, and even a Hairpiece Benefit, our plan is structured to provide a holistic financial cover during your treatment phase.

Optional Riders: Enhance your cover with our Intensive Care Unit Rider or the Critical Care Benefit Rider among others, ensuring a tailored protection against unforeseen medical expenses.

TWIA Insurance Group’s Individual Cancer and Dread Disease Insurance Plan is more than an insurance policy; it’s a financial shield, an ally in your health journey. Our plan’s direct benefits provide the monetary resources to cover treatment costs, everyday living expenses, and more, allowing you to focus on what’s most important – getting better. Secure your health and financial stability today with the TWIA Insurance Group’s protective coverage. Order your quote today.

Pricing: Pricing will depend on various factors and information provided.

Purchasing Process: 1. Order Quote 2. Receive Email 3. Complete Quote Online 4. Enroll into plan.

Requirements: Easy online application.
Estimated Time Frame: 20 to 30 minutes to complete quote form, and enroll.
Select “Add to Cart” to Order your quote now!