Commercial Auto Application

Commercial Auto Application

Name of company contact
Name of company contact
First
Last
Address
Address
City
State/Province
Zip/Postal
Country
Any previous claims?

Maximum file size: 516MB

Driver and Vehicle Information

Maximum file size: 516MB

Maximum file size: 516MB

Coverage and Limits

Liability limit requested
Dedectible

Operational Details

Entity type
Is this for trucking or transportation operations?
Have you had any insurance canceled, declined or non-renewed in the last three years?
Has there been any change in the nature of operations, ownership, management or the name of the operation during the last five years?
Is the applicant a subsidiary of another entity, does the applicant have any subsidiaries or has the applicant operated under a different name?
Is there a formal safety program?
Any exposure to flammables, explosives, chemicals or hazardous materials (including medical or contaminated waste)?
Radius of operations:
Is your operation subject to time constraints when delivering the commodity?
Do you haul for others?
Do you back haul?
Do you have a signed trailer interchange agreement?
Are any units customized or altered, or do they have special equipment?
Do you have vehicles with mobile equipment permanently attached?
Are any vehicles used by family members?
Are any vehicles used for personal use
Do you allow passengers to ride in your vehicles?
Are all drivers covered by Workers’ Compensation insurance?
Are you familiar with the U.S. Department of Transportation driver requirements?
Do you maintain driver activity files?
Do you review current MVRs on all drivers prior to hiring?
Is there a formal driver hiring procedure?
Are all drivers employees?
How are your drivers paid?
Is there a formal safety program?
Do you agree to screen and report all potential operators immediately upon hiring?
Do you contemplate using double or triple trailers?
Do all trailers have DOT-required reflective tape?

FILING INFORMATION

Do you hold an FHWA permit?
State filings required?
Are there any special requirements needed for City permits, Certificates of Insurance, oversize and/or overweight permits?

HIRED AUTO INFORMATION

Are any vehicles or equipment loaned, rented, or leased to others?
Is there a written agreement?
Does your lease agreement contain a Hold Harmless clause?
Do you obtain a copy of the insurance form that lists “named lessee as insured” from the truckers you hire?
Do you obtain certificates of insurance from the truckers you hire?
Certificates of insurance with limits of at least $750,000 are required from your sub-haulers. If you do not have these on file when we audit, we will charge you for primary hired auto insurance. Do you understand?
If owner/operators are leased for six (6) months or longer, will they be scheduled on your policy?
Do you lease, hire, rent, or borrow any vehicles from others without drivers?
Will they be scheduled on the policy?
What type of vehicles do you lease, hire, rent or borrow?
At any time will your employees, subcontractors, or owner/operators lease vehicles in your name?
Do you arrange or dispatch loads for others, not including your own hired truckers?
Are you named on the Bills of Lading?
Do you have brokerage authority?
If yes, is the brokerage authority held under the same name and motor carrier number as your trucking operation?
Are driver teams used?
Will more than one driver use a specific truck?

NON-OWNED AUTO INFORMATION

Will ANY NON-OWNED AUTO be used in your business?
How often are non-owned autos used in your business?
Do any employees use their autos in your business?
Do you require evidence of insurance?
Do employees lease autos on your behalf?
If yes, under whose name are the autos leased?
Will you use non-owned autos other than those owned by employees?
Are volunteers required to have their own insurance?
Do you obtain motor vehicle records for all drivers?
Do you understand that we may audit your records for Hired and Non-Owned auto exposure, which might result in an additional premium?